One of the most important documents on our website! Download the Enact MI Underwriting Guidelines for details on how we evaluate loans submitted for mortgage insurance. You can also access Credit Policy updates, LTV recaps, and information about our Peak Portfolio program.
Underwriting Guidelines and Credit Policy Updates
Looking for a specific guidelines like Jumbo loans? Construction to permanent? For specific guidelines, try searching within the document or use the linked Table of Contents. For more underwriting resources, check out our selection of underwriting courses in Training Resources.
Underwriting Guidelines
Effective Date 1-13-2023 ARCHIVE
Peak Portfolio Underwriting Guidelines*
Effective Date 1-13-2023 ARCHIVE
Delegated Underwriting Program Guide
Effective Date 6-14-2022
Credit Policy Bulletin 2023-01: Updates to Underwriting Guidelines Manual
Effective Date 1-13-2023 Past Bulletins
Eligibility Recap for Simply UnderwriteSM and Standard Guidelines
Effective Date 1-13-2023
HFA Eligibility Recap
Effective Date 1-13-2023
Credit Union Eligibility Recap
Effective Date 1-13-2023
