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Credit Policy Bulletin 2021-01
Effective Date 4-1-2021
Credit Policy Bulletin 2020-10
Covers updates made to Genworth's Standard and Peak Portfolio guidelines as well as changes made to the Simply Underwrite® program.
Effective Date 8-30-2020
Credit Policy Guidelines Update Peak Portfolio 2020-01
Effective Date 3-1-2020
Credit Policy Bulletin 2020-09
Covers Genworth's alignment to the GSEs' extensions of the COVID-19 temporary policies on July 9, 2020. These temporary policies will now apply to loans with application dates on or before August 31, 2020.
Effective Date 7-16-2020
Credit Policy Bulletin 2020-08
Covers Genworth's alignment to the GSEs' extensions of the COVID-19 temporary policies on June 11, 2020. These temporary policies will now apply to loans with application dates on or before July 31, 2020.
Effective Date 7-6-2020
Credit Policy Bulletin 2020-07
Temporary measures regarding the eligibility requirements for borrowers granted a COVID-19 related forbearance and requirements for borrowers using self-employment income to qualify.
Effective Date 6-8-2020
Credit Policy Bulletin 2020-06
Covers the GSEs' extension of temporary policies from May 17, 2020 to June 30, 2020. This applies for all loan applications dated before or on the new date. Also covers recent furlough and layoff updates, unemployment compensation, and GSE-owned mortgages.
Effective Date 5-6-2020
Credit Policy Bulletin 2020-05
Covers condominium project reviews, appraisal flexibility updates, and renovation mortgage updates.
Effective Date 4-15-2020
Credit Policy Bulletin 2020-04
Addresses Enact's alignment to GSE updates issued on March 31, 2020. Includes Fannie Mae's impact of COVID-19 on originations and appraisals and Freddie Mac's selling guidance related to COVID-19.
Effective Date 4-1-2020
Credit Policy Bulletin 2020-03
Addresses Enact's alignment to GSE updates provided on March 23, 2020. This alignment applies to Simply Underwrite, Standard, and Peak Guidelines.
Effective Date 3-24-2020
Credit Policy Guidelines Update 2020-02
Effective Date 2-27-2020
Credit Policy Guidelines Update 2020-01
Effective Date 1-17-2020
Credit Policy Guidelines Update 2019-05
Effective Date 12-16-2019
Bulletin 2019-04 Guidelines Update
Effective Date 11-27-2019
Bulletin 2019-03 Guidelines Update
Effective Date 8-5-2019
Bulletin 2019-02 Guidelines Update
Effective Date 7-1-2019
Bulletin 2019-01 Guidelines Update
Effective Date 1-18-2019
Bulletin 2018-11 Guidelines Update
Genworth Underwriting Guideline Updates
Effective Date 12-10-2018
Bulletin 2018-10 Guidelines Update
Genworth will use the DTI, Excluding MI Premium, for Pricing - Update
Effective Date 12-10-2018
Bulletin 2018-09 Guidelines Update
FHFA Maximum Base Conforming and High-Cost Area Loan Limit Updates
Effective Date 11-30-2018
Bulletin 2018-08 Guidelines Update
Genworth Insures Fannie Mae High Loan-to Value Refinance and Freddie Mac Enhanced Relief RefinanceSM loan transactions.
Effective Date 11-2-2018
Bulletin 2018-07 Guidelines Update
Genworth will use the DTI, Excluding MI Premium, for Pricing
Effective Date 10-16-2018
Bulletin 2018-06 Guidelines Update
This bulletin addresses Genworth’s position on Collateral Underwriter® and responses to Fannie Mae Selling Guide SEL 2018-07 & SEL 2018-06
Effective Date 10-8-2018
Bulletin 2018-05 Guidelines Update
Genworth fully aligns with Freddie Mac Selling Guide Updates 2018-15, 2018-13, 2018-12 & 2018-10
Effective Date 10-2-2018
