The News Feed
Enact Updates Underwriting Guidelines Manual
Enact announces updates to the Underwriting Guidelines Manual. View
Enact Responds to the 2023 Conforming Loan Limits Increase
Enact announces alignment of our Simply Underwrite® Guidelines with FHFA’s 2023 loan limit increases.
Enact Responds to Equifax Coding Error
Enact responds to the coding error that may have affected credit scores issued by Equifax between March 17, 2022 and April 6, 2022.
GSE Updates to RefiNow and Refi Possible Programs
Enact will support the GSEs’ update to the RefiNowTM and Refi PossibleSM Programs to remove the minimum credit score requirement of 620.
GSE Desktop Appraisal Updates
We fully support and align with GSE Desktop Appraisal updates beginning March 6, 2022 for Freddie Mac LPA Accept/Eligible loans and March 19, 2022 for Fannie Mae DU Appro
Underwriting Guidelines Updates
1/1/2022 Our Underwriting Guidelines were updated with changes to further clarify and simplify them, including updates to:
COVID-19 Moratorium, Forbearance and Payment Deferrals
Feb. 17, 2021 | We’ve aligned to the latest GSE publications for Foreclosure Moratorium, Forbearance and Payment Deferral Workout Options outlined in the following publications:
New Rate Express Fields
As of March 27, 2021, new fields have been incorporated into Rate Express.
Disaster Payment Deferrals
September 3, 2020 We've aligned to GSE Disaster Payment Deferral Programs.
GSE Policy Extensions Related to COVID-19
July 16, 2020 The GSEs announced extensions of the COVID-19 temporary policies on July 9, 2020.
COVID-19 Related GSE Guidance Alignment
July 6, 2020 The GSEs announced extensions of the COVID-19 temporary policies on June 11, 2020.
Genworth Aligns to GSEs' Temporary Measures Related to COVID-19
6/8/2020 The GSEs released updated guidance on May 19th and May 28th related to COVID-19.