The News Feed

Enact Updates Underwriting Guidelines Manual

01/13/2023

2023 Updated Underwriting Guidelines Manual

Enact announces updates to the Underwriting Guidelines Manual. View

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Enact Responds to the 2023 Conforming Loan Limits Increase

12/05/2022

Enact announces alignment of our Simply Underwrite^® Guidelines with FHFA’s 2023 loan limit increases.

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Enact Responds to Equifax Coding Error

08/05/2022

Enact responds to the coding error that may have affected credit scores issued by Equifax between March 17, 2022 and April 6, 2022.

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GSE Updates to RefiNow and Refi Possible Programs

05/03/2022

Enact will support the GSEs’ update to the RefiNow^TM and Refi Possible^SM Programs to remove the minimum credit score requirement of 620.

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GSE Desktop Appraisal Updates

02/11/2022

We fully support and align with GSE Desktop Appraisal updates beginning March 6, 2022 for Freddie Mac LPA Accept/Eligible loans and March 19, 2022 for Fannie Mae DU Appro

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Underwriting Guidelines Updates

01/10/2022

1/1/2022 Our Underwriting Guidelines were updated with changes to further clarify and simplify them, including updates to:

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COVID-19 Moratorium, Forbearance and Payment Deferrals

02/17/2021

Feb. 17, 2021 | We’ve aligned to the latest GSE publications for Foreclosure Moratorium, Forbearance and Payment Deferral Workout Options outlined in the following publications: