Home Suite Home®

Nothing Says "Welcome Home" Like Home Suite Home

Home Suite Home is an exclusive Enact Mortgage Insurance program that helps your borrowers feel more secure in their new home. At no additional cost to you or your borrower, upon closing, borrowers can select one of three benefits to add another layer of security to their lives.

Borrowers Choose Their Benefit

With this program, borrowers* will get to choose from the following benefits to help them safeguard their new home:

  • Appliance Home Warranty**
  • Homeowners Insurance Deductible Reimbursement
  • Identity Theft Reimbursement & Restoration Consulting Services

Want to sign up? Contact your Enact Sales Rep for more information on Home Suite Home.

*Applicable on all MI applications received on or after a lender's program effective date.
**Appliance Home Warranty currently unavailable in CA, ME, NY, WA. 


Already a Participating Home Suite Home Lender?

Be sure to quote and order Enact MI for your > 80 LTV loans! After loan close, all eligible Enact MI borrowers will receive a letter in the mail directing them to the Home Suite Home website where they can select from one of three benefits from our suite. 

  • With the Homeowners Insurance Deductible Reimbursement, borrowers may be able to decrease their annual homeowners premiums, which may even decrease their PITI. 
  • With the Appliance Home Warranty, borrowers may elect for coverage to begin in 12 months so as to provide coverage during Year 2. 
  • ID Theft Reimbursement coverage provides reimbursement up to $1 million of expenses incurred in order to recover from fraud or a stolen identity.

Resources for you! Use the borrower flier or digital brochure to show your borrowers the benefits of Home Suite Home. 


Home Suite Home Brochure

Enact's exclusive Home Suite Home program is the perfect fit for eligible homeowners who want that extra safeguard for their investment. 

Home Suite Home Borrower Flier

Use this flier to show your borrowers the highlights of Home Suite Home.

Home Suite Home Sample Borrower Letter

Show your borrower an example of the letter they'll receive to prompt them to sign up for Home Suite Home.

Eligibility Requirements

  • All submission channels, MI payment plans, LTVs, occupancy types, and property types are eligible.
  • Fannie Mae's High LTV Refinance Option and Freddie Mac's Enhanced Relief RefinanceSM are ineligible.
  • All approved Enact Master Policy holders are eligible to participate. Lending institution must opt-in to the program by contacting your Sales Representative in order for borrowers to be eligible for Home Suite Home benefits.
  • Home Suite Home program is available at no additional cost to either the lender or its borrower.

Home Suite Home is underwritten or provided by a third-party vendor. Product is not available in some states and may be modified or withdrawn without notice. Appliance Home Warranty is currently unavailable in CA, ME, NY, WA. Full program details are available on the Enact website. All information contained herein is subject to change without notice. As a condition of coverage, all eligible borrowers must visit hsh.smartermi.com and register before the applicable registration deadline. All information is accurate as of the date of publishing and subject to change without notice.